Insurance for remote workers abroad.
Working remotely from another country for months or longer? Compare selected carriers built around long-stay life abroad — for remote workers, freelancers and digital nomads.
Featured carriers for remote workers
Three carriers built for long-stay life abroad, not one-week package holidays. See all selected carriers side by side, or run the quiz for matches.
Pricing and add-ons depend on country of residence, age and trip length. Always verify the carrier's quote and policy document before buying. How we compare.
Why "remote worker" cover is its own question
What you already have was usually built for short trips, not long-stay life abroad.
Employer cover often doesn't follow you
Remote-working from abroad isn't the same as being formally posted. Corporate health policies are often tied to your country of work, not your laptop's location.
Travel insurance has trip-length limits
Most travel policies cap at 30, 60 or 90 days per trip and assume you'll return home. They weren't built for a six-month stay.
Public social insurance may not extend
Public schemes generally cover you where you're resident and contributing. Working from another country for months can sit outside that.
What to look at when comparing
- Claim model. Reimbursement means you pay first and submit the bill. Card-based means the insurer pays the provider directly.
- Cover length and renewal. Rolling 4-week products behave differently from monthly long-term contracts. Match it to how long you'll be abroad.
- Geographic scope and US cover. US cover is almost always an add-on that meaningfully increases the price. Exclude it if you don't need it.
- Pre-existing conditions. Most long-stay carriers exclude them. Read the policy document carefully if this applies to you.
FAQ
Is this for digital nomads or remote workers?
Both. The selected carriers are built around long-stay life abroad — digital nomads, freelancers and remote workers share the same core need. The quiz tailors matches to your country, trip type and priorities.
Do I need insurance if I have an employer policy?
Often yes. Employer policies usually assume you're working in your country of employment. If you're working remotely from somewhere else for an extended period, check whether cover extends. This is a comparison tool — not personal advice.
Why not show prices for every carrier?
Most long-stay carriers are quote-based — the figure depends on age, country, add-ons and trip length. We show a verified price only when there is a stable, official figure. Otherwise "Get a quote" — see how we compare.
Find cover for your situation.
Five questions. Matched carrier options. Buy direct from the carrier.
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