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Terms & Conditions

Last updated: 8 September 2026

1. About Roamsurance

Roamsurance is a focused insurance comparison platform. We help users compare a selected set of insurance products from third-party carriers. We are not an insurer, we do not underwrite insurance, and we do not provide personal insurance, legal, financial or medical advice.

Operator details:

For enquiries about this service, contact hello@roamsurance.com.

Important: Each insurance product is offered directly by the listed carrier. Your insurance contract is always with the carrier, not with Roamsurance. Check each carrier's licensing and regulatory status on the carrier's own site before buying.

2. Use of this website

By using roamsurance.com, you agree to these Terms & Conditions. If you do not agree, please do not use our website.

You must be at least 18 years old to use our services. You are responsible for ensuring that any information you provide to us, or to a carrier when you click through to their site, is accurate and complete.

3. Insurance products

The insurance plans described on this website are provided by third-party carriers. Key points:

4. Prices and quotes

Roamsurance uses three distinct price states. A verified price is an official published carrier price shown with the conditions it applies to. A standard-profile reference is an official example or captured carrier quote for one documented profile; it is labelled as a standard-profile reference, is not your personal price and is not presented as verified. Personalised pricing means the carrier provides your price on its own site.

A published "from" price or standard-profile reference may not be your final price. Final pricing and policy terms are confirmed by the carrier at quote or checkout and must be checked before buying. Payments are processed by the carrier on its own site. Roamsurance never receives or stores payment-card or bank details.

5. Early-stage service

Roamsurance is being developed and evaluated. Features and the selected comparison set may change. This status does not limit your statutory rights or remove the operator's responsibilities. We may receive referral commissions under agreements with participating carriers; commercial relationships do not determine match rankings.

6. Cancellation

You may cancel insurance only under the conditions set by your carrier and policy. Billing frequency does not determine cancellation rights: a plan billed monthly may still have a minimum contract term. Check the carrier's policy term, notice period and cancellation conditions directly.

7. Disclaimer

The information on this website is for general informational purposes only. It does not constitute financial, legal, or insurance advice. We recommend you read all policy documents carefully before purchasing any insurance product.

We aim to keep information accurate, but carrier prices, eligibility and policy terms can change. Please report suspected errors to us and check the carrier's current documents before buying. Nothing in these terms excludes responsibility that cannot lawfully be excluded.

8. Limitation of liability

Your statutory rights remain unaffected. Any liability arising from use of this service is subject to applicable law; these terms do not exclude or limit liability where doing so would be unlawful.

Roamsurance is not liable for any failure by a carrier to pay a claim, or for any dispute between you and a carrier.

9. Governing law

Applicable law and the courts entitled to hear a dispute are determined by the relevant legal rules. Nothing in these terms removes any mandatory consumer protection or right to bring proceedings available to you under applicable law.

10. Changes to these terms

We may update these Terms & Conditions at any time. Continued use of our website after changes constitutes acceptance of the new terms. We will post the updated date at the top of this page.

11. Contact

For any questions about these terms: hello@roamsurance.com